A few weeks ago I was in an accident on my Super Tenere. While riding past a gas station a drunk woman pulled out and nailed me. Fortunately, when I saw her pulling out I rolled on the throttle and was able to keep the bike on her wheels, saving myself from a tumble.
She ended up being cited for failure to yield and DWI (she blew a .130 quite a bit AFTER the accident...), so her insurance company has accepted liability.
The insurance adjuster provided an estimate of about $4500 to replace the main frame and subframe, and despite needing a new frame it sounds like they do not want to total the bike... I have the bike at the most reputable local Yamaha dealer and it is my hope with a reasonable estimate that they will total the bike, but it sounds like they don't want to... SO I am looking into diminished/depreciated value. Anyone have an experience with that in a motorcycle with the frame replaced? I am sure that if I were to try to sell it with a replacement frame it would not sell for close to the value... the bike had under 1500 miles on it at the time of the accident...
She ended up being cited for failure to yield and DWI (she blew a .130 quite a bit AFTER the accident...), so her insurance company has accepted liability.
The insurance adjuster provided an estimate of about $4500 to replace the main frame and subframe, and despite needing a new frame it sounds like they do not want to total the bike... I have the bike at the most reputable local Yamaha dealer and it is my hope with a reasonable estimate that they will total the bike, but it sounds like they don't want to... SO I am looking into diminished/depreciated value. Anyone have an experience with that in a motorcycle with the frame replaced? I am sure that if I were to try to sell it with a replacement frame it would not sell for close to the value... the bike had under 1500 miles on it at the time of the accident...