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Been super happy with Progressive. Their website is very well done & easy to make changes on, when we've claimed (albeit cars not bikes) everything was handled very efficiently.
You'll have to try them all to find the best price. Pricing formulas are crazier than alchemy. I can tell you, though, that I've been with Progressive for several years. When I was hit in 2010 and the car's insurance company refused to pay up, Progressive stood by me and gave me monthly updates for over 6 months before finally winning in arbitration.
I was able to find a substationally lower price going through a broker than to progressive direct. Evem though the broker works though progressive. Go figure.
I was able to find a substationally lower price going through a broker than to progressive direct. Evem though the broker works though progressive. Go figure.
I’ve had that same experience. I always do an online quote, then go to the local agent. The local agent has always beaten the online quote for the same coverage.
As others have said, try several. Progressive, Geico, Dairyland, Esurance are popular choices but I found them rather expensive to insure the VFR or the FB6 when I owned it. I ended up going with American Modern Insurance for price. No claims yet since I've started riding so.......knock on the monitor.
Companies differ in price, coverage, service, processing of claims and likeliness of awarding a claim - some better than others. I prefer to always first ask those who have been through the mill.
Maybe we should ask which insurance companies have left you high and dry when you did need to make a claim!! At least that would tell you who to avoid!!?
Fortunately I have never needed to make a claim so have no horror stories to share!!
if you are new to the US, be aware that when you purchase vehicle insurance you purchase a contract where the insurance will pay up to a certain amount usually $250K, you are responsible for anything after that!! Whilst this covers most accidents, if you paralize someone, you could be paying out a lot of money yourself to cover their compensation!! I am European and am used to my insurance NOT having a maximum payout, you might want to consider also getting an umbrella policy (these are usually fairly cheap and give additional coverage to ~$1M)..
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