tshelfer
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- Sep 4, 2009
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- Centennial, CO
- First Name
- Tim
- Last Name
- Shelfer
There are a million factors that affect your rates, of course - your zip code, driving record, previous claims, and the mystical sauce of insurance rate wizardry that absolutely nobody seems to understand.
That said, I can tell you that 650 VStroms have very affordable rates in general. I personally pay under $500 a year for full coverage on my 2012 650 Adventure model. That is through Progressive. By the way, I'm 66 years old, so I'm actually in that class of people who get absolutely the lowest rates - that is, until I move into an older age group where geezerdom starts driving my rates upward again.
I would expect the GS to be in a pretty similar rate class. In fact, when I seriously looked at an F800GT earlier this year, I talked to an agent and learned that rates on that bike would also be quite similar to what I pay on the VStrom. Non-high performance or sport orientation, under 1000cc engine, $10K or below sticker, seem to form a general price class. I'm not too familiar with the Street Twin, other than it's a derivative of the Bonneville family; probably the rates would remain in the same general realm, but that's a whole lot more of a SWAG than my guesswork on the Beemer.
Ultimately, if you have an agent, call him and ask some questions. He probably won't be able to give you an exact figure, but should be able to get you within $50 or so.
That said, I can tell you that 650 VStroms have very affordable rates in general. I personally pay under $500 a year for full coverage on my 2012 650 Adventure model. That is through Progressive. By the way, I'm 66 years old, so I'm actually in that class of people who get absolutely the lowest rates - that is, until I move into an older age group where geezerdom starts driving my rates upward again.
I would expect the GS to be in a pretty similar rate class. In fact, when I seriously looked at an F800GT earlier this year, I talked to an agent and learned that rates on that bike would also be quite similar to what I pay on the VStrom. Non-high performance or sport orientation, under 1000cc engine, $10K or below sticker, seem to form a general price class. I'm not too familiar with the Street Twin, other than it's a derivative of the Bonneville family; probably the rates would remain in the same general realm, but that's a whole lot more of a SWAG than my guesswork on the Beemer.
Ultimately, if you have an agent, call him and ask some questions. He probably won't be able to give you an exact figure, but should be able to get you within $50 or so.
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