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Old 07-18-2017, 01:55 PM   #21
tshelfer
 
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Re: Hallo from San Antonio

When I bought an unplated bike a few years ago and asked how to get it to the inspection station, I was told "Just drive it and don't worry about it."

The screen name is tshelfer. That's from my first name (Tim) and last name (Shelfer). An Anglicized German name, by the way. My multi-great granddaddy Tobias Schoelffer got here around 1708, according to my dad's genealogy research.

I've been to Nuernburg - haven't spent much time, but what a beautiful Old Town area! My riding in the 70s was confined to the Pirmasens area. I bought a Yamaha 360 2-stroke enduro just to get around. It clearly wasn't safe on the Autobahn (and I never tried), but it was perfect for the smallish two-lanes that covered the German countryside. Also quite fun for riding the logging roads around Waldfischbach. One of my bucket list items is to return to Garmisch, join up with an American friend who is retired there, and tackle the Alps. Sigh, some day.....
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Preach the gospel. And if necessary, use words - Francis of Assisi

'05 red VStrom - sold
'79 Honda CB650 - sold
'75 Honda CB400F Super Sport - sold
'74 Suzuki TS185 enduro - liberated
'72 Yamaha RT3 endure - sold
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Old 07-18-2017, 07:38 PM   #22
morfic
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Re: Hallo from San Antonio

I admit I never made it to the Alps, loved my bike just not long distances on it.
Seeing all the trip distances on TWT is pretty impressive.

It's also a big influence on the ever larger pool of "possibles" which now includes (as Yamaha decided not to have a XT600) all of the Suzukawonda enduros.
I won't be able to pick one now unless I can sit on every single one of them and nitpick.
If BMW wouldn't have the "can't touch this" (as work on it) feel from cars I'd include G 650 GS and F 700 GS, really not looking at big, that all others were in 900 range is just that it seems to be "the scrambler size"
I gave myself an upper limit of $9000ish, might end up being an older bike for cash (even nice XT500 in for sale section here), *shrug*, I'm too intoxicated by the thought of buying one, I can't pick ONE. Even the FZ-09 looks ever better. Did I mention the XSR900 looks interesting?

High up if new would be a Triumph Street Twin.
(Street scrambler is outside above budget)

About your Alps trip...Wife saw round trip Houston to Frankfurt tickets for $500 around Thanksgiving, why wait?
Met a lot of Americans of German decent since I live here, with all the German settled towns around here not surprising I guess, funny fate drew me here.


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Old 07-18-2017, 08:00 PM   #23
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Re: Hallo from San Antonio

This bike hunt promises to be fun. Keep us updated!
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Old 07-18-2017, 09:39 PM   #24
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Re: Hallo from San Antonio

I will.

Just got in trouble, daughter was supposed to show initiative on her car license if she wants a car and now there's no test available for her until August 2nd, cause I haven't scheduled her one before she did parallel parking. If I had known I'll be in trouble if she is taking her time I'd have pushed her...
In trouble cause I scheduled safety course, the thing I showed initiative on. :>


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Old 07-23-2017, 02:59 PM   #25
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Re: Hallo from San Antonio

Does anyone have a rough idea of what full coverage costs on a motorcycle like BMW 700 GS, Suzuki Vstrom 650 XT or Triumph Street TWIN? All in 9000-10000 range new.

What I can google are huge ranges that are a little too broad for budgeting.

I'm 44 so I have that over 25 bonus.

Does Nationwide really offer the best pricing? I'd like to limit the number of quotes I send out because of the following non stop callbacks even if I already said No.

I currently have Mercury Ins., for reference.

Thanks,

Daniel


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Old 07-23-2017, 05:07 PM   #26
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Re: Hallo from San Antonio

There are a million factors that affect your rates, of course - your zip code, driving record, previous claims, and the mystical sauce of insurance rate wizardry that absolutely nobody seems to understand.

That said, I can tell you that 650 VStroms have very affordable rates in general. I personally pay under $500 a year for full coverage on my 2012 650 Adventure model. That is through Progressive. By the way, I'm 66 years old, so I'm actually in that class of people who get absolutely the lowest rates - that is, until I move into an older age group where geezerdom starts driving my rates upward again.

I would expect the GS to be in a pretty similar rate class. In fact, when I seriously looked at an F800GT earlier this year, I talked to an agent and learned that rates on that bike would also be quite similar to what I pay on the VStrom. Non-high performance or sport orientation, under 1000cc engine, $10K or below sticker, seem to form a general price class. I'm not too familiar with the Street Twin, other than it's a derivative of the Bonneville family; probably the rates would remain in the same general realm, but that's a whole lot more of a SWAG than my guesswork on the Beemer.

Ultimately, if you have an agent, call him and ask some questions. He probably won't be able to give you an exact figure, but should be able to get you within $50 or so.
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'12 black Suzuki WeeStrom
Preach the gospel. And if necessary, use words - Francis of Assisi

'05 red VStrom - sold
'79 Honda CB650 - sold
'75 Honda CB400F Super Sport - sold
'74 Suzuki TS185 enduro - liberated
'72 Yamaha RT3 endure - sold

Last edited by tshelfer; 07-23-2017 at 05:28 PM. Reason: punctuation correction
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Old 07-23-2017, 06:18 PM   #27
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Re: Hallo from San Antonio

See that's some good info right there, Progressive, 650 Vstrom, 2012, full coverage, $500, age 66. Gives my Google numbers more value.

I've also come to the conclusion that it doesn't actually matter if it's $1000 a year or less. As I hadn't looked at it at a per month basis until after I asked.

Street Twin is only non adv or Enduro I'm considering, 900cc, 55HP, 59ftlbs max at lower RPMs at any of the others (not that I'm sure aboutamy others as that is rarely listed), at 437lbs similar to others I looked at. SCR950 is off the table, don't like to lug around 550lbs with hardly any rear travel, sad, SCR is second best looking bike (the out of price contention Street Scrambler) is #1 on looks.
What those three bikes I gave as insurance example have in common is ABS and traction control, from searching TWT I find there is at least consensus on motorcycle ABS being worth it, no clear picture on traction control but I'm thinking it ought to be similar.
Neither is a cure all, but in a surprise situation it should be as good at least than on a car. And I'm hoping it has impact on insurance.

In total contradiction to that, if I buy something "cash and carry" it'll be one of the many affordable Enduros on here. Sans abs or traction control.
After all I'll almost be new to bikes again and might go used first (I rode my Brother in law's XT500 for that reason. Until I bought my own...)

But brand new I think I won't miss out.

I really appreciate your thorough reply, it helps having some real feedback (real, even if we never met...my wife always asks me how I consider people real I never met, guess that's why I added the () to begin with)



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Old 07-23-2017, 07:18 PM   #28
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Re: Hallo from San Antonio

We should meet sometime. We have a lot in common to talk about - not the least of which is I'm originally from San Antonio. If I have an opportunity to get down that way, I'll give you a shout.

I was never interested in ABS until I had it. I wouldn't want to be without it now, whether it's my bike or my Jeep. Traction control? Probably on my next bike if there is one.

If $1000 a year is your top price for insurance, you're probably good for just about any bike that isn't classified as a sport bike. Squids don't buy adventure bikes. The Street Twin is probably a cruiser to the insurance companies, and even the F800GT that I looked at is considered a tour bike, not a performance bike.

I think you're looking at 3 very sweet rides there, each for different reasons. Like many here, I love VStroms and will probably ride my 2012 until I have to trade it for a walker or a Porsche, whichever comes first. The F700GS is a little less common here, but several folk here ride them - Kickstand-Prophet has one; we've traveled together and it's a gem. Again, I don't know a lot about the Street Twin, except that it has really good bones. Anyway, good hunting finding the right bike.
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'12 black Suzuki WeeStrom
Preach the gospel. And if necessary, use words - Francis of Assisi

'05 red VStrom - sold
'79 Honda CB650 - sold
'75 Honda CB400F Super Sport - sold
'74 Suzuki TS185 enduro - liberated
'72 Yamaha RT3 endure - sold
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Old 07-24-2017, 12:07 AM   #29
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Re: Hallo from San Antonio

Deal, as long as I have a bike by then. I'd turn green if you ride off and I have to get back in my old Grand Cherokee (beware Jeep plastic)


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Old 07-24-2017, 12:56 PM   #30
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Re: Hallo from San Antonio

I'm sure you'll find the American "rider ed" course a complete joke compared to licensing requirements in Germany. If you can duck-walk a Rebel through a figure-eight in enough room to park a semi truck, congratulations, you pass.

ABS and traction control are nice, although personally I wouldn't consider either a hard requirement. They're becoming pretty common features on the ADV bikes now. The SCR950 is a midsize cruiser that Yamaha slapped some mildly "rugged" styling on. It's no more off road capable than any other streetbike.

650 Strom's are a perennial favorite for good reason, and can be had secondhand for very reasonable prices. Reliable, good engines, not too huge, but still all-day capable. When I worked at a Suzuki dealership we'd have them come in with some serious miles, saw 100k+ a few times, and never had major issues.

Might also take a look at the FJ-09 as well for a lightweight tourer. Great bikes as well, fantastic engines.

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Old 07-24-2017, 03:30 PM   #31
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Re: Hallo from San Antonio

I'm looking at a lot of possibles, the three mentioned just marched to the top of the list one way or the other.
FJ-09 isn't fully out ("what is another 700?" I already thought about the Triumph Street Scrambler), if only I could get the FJ-07...., Maybe though a XSR-900...You can see I have to just limit myself.

F700GS and Vstrom 650 being up top definitely relates to TWT browsing and BMW in particular because of a comment in Germany about the 1200GS "starting it all" (it somehow must have swung my wife pro bike (in the US, she rode with me in Germany) when I looked at all those 1200 and commented how they look better and better to me (and wow are there a lot in Germany, I mean Adv vs Enduro, ratio sure seems to favor Adv now, not how it was when I left))

Enduros sans ABS and Traction control still have a strong hold on me, and if used/cash it will be an Enduro. I'm 6'1, 34" inseem, I felt good on enduros, especially my brother in law's XT600 and TT600, which is why DR650 is way high on list too (out of DR, KLR and XR the DR is the most attractive 650 enduro)



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Old 07-27-2017, 10:00 AM   #32
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Re: Hallo from San Antonio

Finally heard back from our insurance agent.

In short: "No VIN, no Quote", when I made it clear I'm looking at buying, not have bought, one.

Can anyone recommend a good agent in San Antonio or close by that is a little more helpful?

I did at least find out insurance would be through Progressive, not much use if I can't get a quote based on my existing insurance info and models provided within "a few hundred dollars".

Also waiting to hear back from Nationwide, wasn't able to make their online quote system happy with my "don't actually own one yet" info entered on their page, so no instant numbers.

Thanks,

Daniel

PS: It's official, no more picking up daughter from school, as of yesterday she has her class C, restrictions A and G
(I think that's a big part why wife suddenly switched to "go get a bike")


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Old 07-27-2017, 10:41 AM   #33
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Re: Hallo from San Antonio

If there's a used bike you're interested in, just contact the seller and ask for the VIN. If everything is legit they should have no problem providing this...

Insurance almost always asks for the vin. People often have no idea what they're talking about when it comes to year/make/model. Working at that dealership I was shocked how many people wouldn't know basic details like the model year or engine size of their bike. "uhh, it's a cruiser, think it's a suzuki, and it's red". Rather than play 20 questions I'd always just ask for the VIN.

The KLR650 is another bike with a big following. Rugged, reliable, has some mild off-road credentials. Really any of the multi-cylinder ADV bikes I wouldn't want to take on anything more challenging than an improved dirt road. The KLR I'd consider OK to dip onto some easier trails. The bike (and it's owners) are famously cheap. The KLR is a little more touring/road friendly than the XR or DR 650 as well, but if you want a bike with a sporty nature, definitely look elsewhere.

You might like a EnduroR. New would be out of your price range, but like most "exotic" brands, KTMs seem to depreciate pretty hard the first couple years. I've seen low miles, farkled up ones used for around $7k, and the performance versus one of the dinosaur japanese 650's is night and day.
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Old 07-27-2017, 12:34 PM   #34
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Re: Hallo from San Antonio

Yeah it'll be accurate with VIN, just tried to get a rough estimate based on exact info (minus VIN).
I like the KLR look but rather get a multi piston bike to get out of the city, I like idea of getting more on those bikes.
If a single after all, ideal would be DR650

Guess I collect VINs when I test sit, I probably need to slow down anyway cause if memory serves me right if I get excited about stuff, something or someone always throws me a curve ball
Performance i look at enough to move my no longer twenty and skinny body with ease, without having too much excess power, a lot of bikes fit that bill.




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Old 07-27-2017, 05:31 PM   #35
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Hallo from San Antonio

Got a Nationwide quote, didn't expect the Suzuki Vstrom 650XT to cost more than the BMW F700GS.
1442 vs 1972

Are all motorcycle insurances "pay in full"? From cars I only know 6 month policies, pay monthly or full for discount, not "pay in full only".

Edit: Geico and Progressive look more along what I was expecting, I also realized editing posts in Tapatalk changed (found it), so no more bumping a thread to add a little note, sorry about the frequent bumping.

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Old 07-27-2017, 06:15 PM   #36
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Hallo from San Antonio

[Please Delete]

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Old 07-30-2017, 05:05 PM   #37
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Hallo from San Antonio

Quote:
Originally Posted by viffer07;
my wife took her training at this sleaze place. she was the only woman in the class. they (instructors..the fat one) were the most foul mouthed, F-bombing, pieces of slime you could ever meet.

After taking the course with Darrin and Ian (the weight challenged one) I can say they are certainly rough around the edges, but their heart is where it counts, I particularly liked Ian in the classroom part, "pieces of slime" is way harsh.
It was a fun and enjoyable experience (considering I hate to perform in front of others and know I'll be judged) and educational too.

Ian's patience with people is actually admirable, just don't expect cuddles for doing what you're supposed to do, and you will hear about what you're doing wrong until you don't do it wrong.
(People not listening? Ian's favorite)


And a side note about not riding for 20 years and then being on an Eliminator, humble pie everywhere. (not ever going to get a bike with pegs in front of me)



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Old 08-07-2017, 11:13 AM   #38
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Re: Hallo from San Antonio

Not sure how people are getting quotes for $1500+ to insure a midsize touring bike. Your driving record must be a mile long, or you're getting quoted total insanity. For reference, I was 24 when I bought a brand new Kawi Z1000, and got quoted $800 for full coverage. Young kid, on a liter class sportbike. I don't have a spotless record either.

Right now I pay about $400 for liability and comp on my Scout, Beta, and Burgman combined on progressive. Every year or two I shop around to see if anyone is willing to beat it, and nobody else even comes close.

Dunno about others, but Progressive allows you to pay upfront, or make monthly payments. You save about 10% if you pay upfront.
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Old 08-07-2017, 05:26 PM   #39
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Re: Hallo from San Antonio

I'm sure he plugged in something wrong because Geico/Progressive, based on bike, I get quotes from $500 to $800 even when putting my years of owning a bike at 0 (as that's rather accurate after 20 years of none).
Insurance isn't much of an issue I don't think.

It's the financing that surprised me, I didn't expect the best deals due to not having best credit, but it's a moving target as far as the downpayments I'm told with Triumph financing.
I'm not a fan of hearing $3000 down that later is $3299 or a $1700 down on a street twin that later is "closer to $3000" because new finance company realized they applied a deal not applicable in my "small bike".

So I walked away, I don't like moving numbers, looked more at CycleTrader for used bikes after tshelfer suggested CT.

So I thought I'll be settling down and not be all jumpy until I got a text today explaining the VW Financing hard inquiry I found on my credit report, Ducati dealer has me preapproved for a Ducati scrambler Icon or Sixty2.
Two very attractive bikes. So I'll be taking a long close look at them.

100lbs less than the Triumph or Vstrom/F700GS is *very* attractive.
But it's a different animal at max torque at higher RPM.


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Old 08-07-2017, 06:45 PM   #40
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Re: Hallo from San Antonio

Quote:
Originally Posted by morfic View Post
I'm sure he plugged in something wrong because Geico/Progressive, based on bike, I get quotes from $500 to $800 even when putting my years of owning a bike at 0 (as that's rather accurate after 20 years of none).
Insurance isn't much of an issue I don't think.

It's the financing that surprised me, I didn't expect the best deals due to not having best credit, but it's a moving target as far as the downpayments I'm told with Triumph financing.
I'm not a fan of hearing $3000 down that later is $3299 or a $1700 down on a street twin that later is "closer to $3000" because new finance company realized they applied a deal not applicable in my "small bike".

So I walked away, I don't like moving numbers, looked more at CycleTrader for used bikes after tshelfer suggested CT.

So I thought I'll be settling down and not be all jumpy until I got a text today explaining the VW Financing hard inquiry I found on my credit report, Ducati dealer has me preapproved for a Ducati scrambler Icon or Sixty2.
Two very attractive bikes. So I'll be taking a long close look at them.

100lbs less than the Triumph or Vstrom/F700GS is *very* attractive.
But it's a different animal at max torque at higher RPM.


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