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Old 08-10-2018, 05:07 PM   #1
Mr2mch
 
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New Dairyland Insurance Policys Pluses & Problems

While recently switching insurance coverage from a bike I traded to the one I got.... I found out about new policys available from Dairyland which allowed the number of bikes covered on each policy to go beyond a max of 3...(I now have 4 bikes)

Also.... My coverage rate dropped from appx $475 a year for the 3 bikes...to $369 for 4 bikes with more coverage...
OLD
3 bikes...1 full cvg w/rent& tow...2 liab only
NEW
4 bikes... 1 full cvg w/rent&tow... 3 liab & comp 1 w/rent&tow

Now for the bad part...
Old ins cards in wallet.... 4 bikes...easily folded & stowed...


New full page cards... 4 bikes !!! Well??


Lots o difference in size folded up the same

Needless ta say....Im gonna hafta figger out sumthin else

Time to move into the 21st century....
Go paperless with my phone
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Last edited by Mr2mch; 08-11-2018 at 08:55 AM.
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Old 08-10-2018, 06:00 PM   #2
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Re: New Dairyland Insurance Policys Pluses & Problems

Good to know on bike quantity. I have 4 Policies with them at the moment.
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Old 08-10-2018, 07:19 PM   #3
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Re: New Dairyland Insurance Policys Pluses & Problems

Quote:
Originally Posted by Mr2mch View Post
Needless ta say....Im gonna hafta figger out sumthin else
I don't know about Texas, but out here we can show a digital copy and that's acceptable if you get pulled over.
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Old 08-10-2018, 07:23 PM   #4
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Re: New Dairyland Insurance Policys Pluses & Problems

Thats prob gonna be my best bet....pics of all 4 bike ins cards on my phone... Put the overgrown cards on each bike in a ziploc

Sent from my LGL62VL using Tapatalk
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Old 08-10-2018, 10:11 PM   #5
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Re: New Dairyland Insurance Policys Pluses & Problems

Funny, I never carry my cards in my wallets, never have. They are always tucked away on the bike.
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Old 08-10-2018, 10:32 PM   #6
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Re: New Dairyland Insurance Policys Pluses & Problems

No one has ever given a second glance to a reduced, photo copy when I've been asked for proof of insurance.

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Old 08-11-2018, 12:14 AM   #7
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Re: New Dairyland Insurance Policys Pluses & Problems

Quote:
Originally Posted by WoodButcher View Post
Funny, I never carry my cards in my wallets, never have. They are always tucked away on the bike.
Zip locked and taped.
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Old 08-11-2018, 07:52 AM   #8
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Re: New Dairyland Insurance Policys Pluses & Problems

If I wanted to carry paper in wallet, I found scissors to trim all but the print off helped. Normally I just put them in the bike!
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Old 08-11-2018, 08:39 AM   #9
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Re: New Dairyland Insurance Policys Pluses & Problems

Been doing the phone thing for a couple years now. I use Geico and it brings the card up automatically through their app. It also stores it on your phone in case you don't have a signal.
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Old 08-11-2018, 09:36 AM   #10
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Re: New Dairyland Insurance Policys Pluses & Problems

Paperless is great, as long as you don't run into Grandpa Cop who never progressed beyond a clamshell phone and doesn't acknowledge digital documents. Besides, in my case, phone pix tend to get so hopelessly lost in MyFiles that I can't find them when I need them.

My proof of insurance resides in a ziplock bag taped under the lid of my topbox. A few years ago, I was stopped in Arlington on a bitter cold day when I was headed to DFW_Warrior's house for a tire change. Standing next to the police cruiser, we were both shivering. When the officer asked to see my insurance, I started unleashing 40 feet of rope tying the new tire to my top box. He just shook his head and said "Aw never mind; just watch your speed." See? It's actually a pretty good strategy.
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Old 08-11-2018, 11:39 AM   #11
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Re: New Dairyland Insurance Policys Pluses & Problems

Dairyland is great... I shrink my card and tape it to the front if my Drz etc..... never leave without it.
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Old 08-11-2018, 11:57 AM   #12
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Re: New Dairyland Insurance Policys Pluses & Problems

In Texas you can show an image on a cell phone. Also if a peace officer has access to Texas Sure he has to use it to verify that your insurance is up to date before writing a citation. Same software is used in most tax offices to prove insurance when changing title or updating registration. Been that way since 2008 or so. Oh yea, when I sold the KTM and Suzuki, my insurance went up.
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