Re: insuring an offroad dirt bike
just got thru reading about RIDER DOWN, ME in the forum
now i am reading about troubles purchasing insurance for a, theoretically, street legal bike w/ a DIRT BIKE VIN
some of the responses have quoted insurance prices of less than $90
i am left wondering what coverage limits the responders are purchasing
since my INCIDENT, last february, i have been made painfully aware of the inadequacy of our state insurance requirements
since last january, anyone who renews a vehicle liability policy, in Texas, is required to have $30,000 minimum liability
$30,000 AINT ENOUGH!!!!!!!!!!!!!
in the 1st ten hours after my incident, i had used up way more than the state required minimum
& i spent the better part of a month in the hospital
my health insurance provider has had to pick up the balance & my share/deductible/out of pocket portion has been substantial
so, when you do get insurance, make sure you are getting adequate protection for yourself & your and your family's future
not just enough to meet the state requirements
that's just my take on the subject and i'm sure there will be several other opines, in short order...
shiny side up