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Dahveed in ICU Temple!

I understand that, but why not just make the check out to me? I own the bike outright. The shop wants the insurance company to void the current checks and reissue them only in my name.

If there was a lien on the bike, the insurance company does not want you pocketing the money and not repairing the bike and thus not maintaining the value of the lien. So it is to protect them and the bank.
 
Glad to hear you're doing OK. I look forward to seeing you again.
 
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