That pigtail probably came with a much lower amp fuse. My guess is that at some point, that fuse blew and somebody didn't have that amp rating fuse and just stuck a 15 amp in there. The fuse holder may have a 15Amp rating on it, but that's just the fuse holder itself. You should never go by the rating of the fuse holder, which is just an OEM part the mfr of that device purchased to manufacture to assemble that device. I buy fuse holders in bulk for various projects I do with cars and bikes. I put in fuses that are suitable to each installation, not the max rating of the fuseholder.After I removed the rest of the wiring, I checked the fuse. This is the kind of thing I would have expected the fuse to prevent. It turns out that it is a 15 amp fuse!! I have no idea why they would put a 15 amp fuse in a pigtail that is typically used with 2 amp trickle chargers! At first I thought maybe the dealer that installed it just put in a fuse that was too large, but the fuse cover actually has "15 amp" molded into the plastic. The plastic cover on the fuse has black marks on each side from the heat, but the fuse itself never blew.
By the way, I don't know if everyone caught the fact that this pig tail did NOT have a charger plugged into it at the time it caught fire. The only current that would normally have been going to it would be whatever the LEDs draw.